Frequently Asked Questions

Once you become a client, we create your initial comprehensive financial plan within 3-4 weeks. We keep momentum going so you can move forward quickly and with confidence.

Your plan includes retirement projections, tax strategies, investment allocation, estate planning, and Social Security optimization. We present it to you, answer all your questions, refine based on your feedback, and immediately begin implementation.

Financial planning is a continuous process. It's living and breathing. It means actively coordinating your investments, taxes, estate strategy, and retirement income throughout the year, adjusting as your life evolves.

But here's what makes us different:

You'll have three proactive meetings per year, not just one annual review. We provide:

• Continuous portfolio management and rebalancing

• Year-round tax planning and optimization

• Same-day to next-day response to questions

• Annual plan updates as your life and laws change

• Proactive outreach when opportunities or concerns arise

We actively coordinate all aspects of your financial life throughout the year, investments, taxes, income, estate, insurance and more ensuring everything works together as circumstances evolve.

Think of us as your financial quarterback. Fast initial planning (3-4 weeks), then continuous partnership. You'll always know where you stand and what's next.

You can schedule a complimentary first strategy session by contacting us through our website.

This session is designed to help you determine if personal financial planning is right for you and if our firm is a good fit to help you achieve your goals.

We're primarily a fee-based firm, charging a clear, tiered percentage based on the assets we actively manage—typically starting at 1% and decreasing as your wealth grows. This single fee covers everything: complete financial planning, investment management, ongoing advice and adjustments, tax strategy coordination, and estate planning guidance.

For clients who need standalone advice without ongoing management, we also offer financial planning services on a flat-fee basis.

Beyond our fee, you'll see small fund expenses (usually 0.05% to 0.50%) built into the ETFs and mutual funds we use—these go to the fund companies, not to us. And if you ever need specialized services like a business valuation or legal work, we'll discuss those costs upfront before anything is incurred.

You'll always know exactly what you're paying and why—transparency is central to our approach. If we're not delivering value that exceeds the cost, you're free to walk away at any time. No long-term commitments, no surprises.

Our success is directly tied to yours. When your wealth grows, we succeed.

Transferring your investment accounts is a straightforward and secure process. We use the ACAT system, which moves your assets “in-kind”, so nothing is sold, and your investments remain exactly as they are during the transfer.

Whether you're moving an IRA or a brokerage account, the only change is the login. You maintain full ownership and continuity. We won’t make any adjustments to your portfolio until you’ve reviewed and approved a personalized plan tailored to your goals and tax strategy.

We provide comprehensive, ongoing financial planning that evolves with your life. Our services include retirement income planning, investment management, tax-efficient strategies, estate planning, risk analysis, and insurance review. We also offer specialized expertise in areas like equity compensation and business owner planning.

Financial planning isn't a one-time event, it's a continuous process. We actively coordinate your investments, taxes, estate strategy, and retirement income throughout the year, adjusting as your circumstances change. Every piece works together, and we're with you every step of the way.

We specialize in proactive tax planning, not tax return preparation.

Our goal is to help you uncover opportunities such as Roth conversions, tax loss or gain harvesting, charitable giving strategies, and income optimization to better manage healthcare costs or subsidies.

Everything we do is aligned with your overall financial planning. While we don’t prepare or file your taxes, we work closely with your CPA to ensure each strategy is executed smoothly and effectively.

Wealthspan is the period during which your finances support your desired lifestyle without the fear of running out of money.

This concept is at the core of our practice and differentiates us by focusing on the long-term sustainability of your wealth and lifestyle.

Click to read more about Wealthspan

Our "Wealthspan" approach is unique to our firm. It focuses on helping you ensure that your finances support your desired lifestyle without the fear of running out of money.

We build a personalized plan to help you achieve this long-term financial security.

We work with individuals who want to align their wealth with their values to build a life that is financially secure both for today and tomorrow.

We help people navigate complex financial decisions and build a plan to achieve their unique goals.

You can expect a true partnership where we regularly review your financial plan and make adjustments as life changes. We call this our Longevity Circle - a continuous process where together we review and revise your planning as needed.

Our goal is to be a consistent partner in your financial journey, helping you navigate life's changes and stay on track toward your goals.

Our Service Model

Three Proactive Meetings Annually

We proactively schedule three main meetings with you each year. This structured approach allows us to focus on different crucial aspects of your plan without rushing:

• Meeting 1 (The Annual Review): A comprehensive review of your entire financial planning, investment performance, and any major life changes from the past year.

• Meeting 2 (Strategy Deep Dive): A dedicated session focusing on a key area, such as tax planning for the upcoming year or Social Security optimization.

• Meeting 3 (End of Year Check-in): A focused check-in to re-evaluate your cash flow and ensure your investments are on track for your retirement goals.

We're flexible and can conduct these meetings virtually or in person, based on your preference.

Accessibility and Response Time

Outside of our scheduled meetings, we commit to a next business-day response for all your inquiries. You'll never wait days for us to acknowledge your email or call. We strive to either provide the full answer immediately or, at the very least, acknowledge receipt and let you know we're actively working on it.

Direct Access to Principals

You'll work directly with our principals, no being passed around. We're with you for the long term, providing the attention and expertise you deserve at every stage.

Your financial plan will be personalized to your unique values, goals and situation.

We believe in a non-one-size-fits-all approach and will work with you to create a plan that reflects your values and desired outcomes.

We provide access to a trusted network of professionals, including Certified Financial Planners (CFP®), Certified Public Accountants (CPAs), and estate attorneys.

We can work in coordination with your existing professionals to ensure all aspects of your financial life are aligned.

At Longevity Wealth Strategies, we start with your values, which guide your goals and decisions. We provide personalized financial planning and wealth management to help you navigate life’s changes, grow and protect your wealth, and plan confidently for the future.

Our approach ensures your resources are aligned with what matters most to you.

Our founder, Mark Sweeney, brings a unique perspective with over 30 years of experience as a former IT and government contracting professional. This background instilled in him a focus on systems, logic, and precision that he now applies to financial planning. Mark also holds a Master of Science - Finance (MS). His passion for financial planning was born from personal experience, helping his own family navigate complex financial challenges drove him to provide others with the clarity, structure, and support they need.

You'll work directly with either Mark or Khy, the two principals of the firm.

We're supported by a dedicated team and strong institutional resources through our partnerships with two Fortune 500 firms, allowing us to offer you a comprehensive range of services.

What Makes Us Different

We didn't start in financial services. We came from the corporate world—AT&T, Bell Labs, tech startups, and government contracting. This background gives us a distinct advantage:

• We manage complexity with precision – Multi-million dollar contracts and government compliance taught us that details matter

• We understand equity compensation – We've worked with tech professionals and understand RSUs, stock options, and complex compensation structures

• We meet mission-critical deadlines – We approach your retirement timeline with urgency and accountability

• We integrate systems seamlessly – Just like coordinating departments toward a common goal, we coordinate all aspects of your financial life

Behind us is a team of specialists in tax strategy, estate planning, and retirement income, ensuring you receive expert guidance at every level.

The first step is to schedule a complimentary strategy session.

This is a no-obligation conversation where we can discuss your financial goals and determine how we can help you achieve them.